Global Business Strategy SAS

Chapter 5 Study Guide Essays

Chapter 5 Study Guide Essays Chapter 5 Study Guide Paper Chapter 5 Study Guide Paper The process that occurs when physical force break rock into smaller pieces without changing the rocks chemical composition is called ? Mechanical weathering What is the weathering processes involving the constant freezing and thawing of water? Frost wedging What are the process of mechanical weathering? Frost wedging , unloading , biological activity When water freezes, its volume______? Which of the following is the result of chemical weathering ? A rock that has been changed into one or more compound What kind of weathering would cause the writing on a marble gravestone to become harder and harder to read over? Chemical weathering A soils texture is determined by ________? Clay, silt and sand The main source of organic matter in soil is _____? Plants In figure 5-2 what is the layer labeled Y composed of ? A soil that is characteristic of the humid eastern United States is _________? A soil associated with the hot and wet tropics is ________? laterite Which of the following human activities has caused an increase in soil erosion? The process responsible for moving material down slope under the influence of gravity is called? Mass movement What is the force behind mass movement? Gravity What is the slowest type of mass movement ? What is responsible for the formation of exfoliation domes The gradual rounding of the corners and the edging of angular blocks of rocks is called ? The process called__________ involves physical forces that break rock into smaller pieces In the process of ___________ , water freezes and expands, enlarging cracks in rocks A large pile of debris that forms at the base of a slope is called ? The most important agent in chemical weathering is? The layer of rock and mineral fragments produced by weathering, and covering nearly all of earths land surface is called ? Human activities that remove vegetation have resulted in an _______________ in soil erosion The force that drives mass movements is ? List three factors that affect the rate of weathering How are soils classified based on textures ? What are the three processes that breaks rock into smaller pieces during mechanical weathering? Use figure 5-1 to determined what a soil is called if it has 20 percent clay, 60 percent silt and 20 percent In a well developed soil profile which horizon is the uppermost layer? In figure 5-2, what is the layer layered X?

Health care reform Essay Example | Topics and Well Written Essays - 500 words - 3

Health care reform - Essay Example It is not good for the declining American economy to spend more amounts at this juncture in the non-productive healthcare sector. â€Å"For the first ten years, the new bill will cost about $100 billion a year. This is about the yearly cost of the Iraq War. The bill might increase the cost of health insurance†(Pros and Cons of the Healthcare Reform Proposal(s), 2010). Moreover tax hikes as part of the new bill will destroy family budgets. â€Å"You will have to either buy health insurance if you don’t have it or have a 2% tax increase† (Pros and Cons of the Healthcare Reform Proposal(s), 2010). Tax increase will affect both rich and poor people. â€Å"There will be a doctor shortage because of the 40 million or so more people with health insurance. There may be a delay in getting medical treatment† (Pros and Cons of Health Insurance Reforms, 2009). The new reforms give more emphasize to the betterment of the patients and it says nothing about the betterment of healthcare professionals. In other words, the benefits enjoyed by the healthcare professionals as part of the old bill are ceased and therefore doctors are not taking their profession seriously now. The delay in getting essential medical services is a big threat to the lives of patients. "According to experts, more than 87 million American could lose access to their current health care plan under the new law† (Are the March 2010 federal health care reform laws good for America?, 2010). The current bill is intended not only to the uninsured people but also to the people who have already insurance coverage. In other words, all the existing insurance coverage may become void and all Americans should seek new coverage irrespective of whether presently they have insurance coverage or not. â€Å"Rep. John Shadegg (R) of Arizona holds a news conference on Jan. 13 on Capitol Hill to make the case that there are hidden costs in the new health care bill† (Trumbull, 2010). In other words, the new bill is

Information Systems (Database Assignment) Essay

Information Systems (Database Assignment) - Essay Example Each book has a paper card which maintains the record of which member bought which book and when. When a member borrows a book, Mr. Russell marks the entry on the card and also writes this in his notebook. He then keeps the card with himself to remind him of the pending books. There is also another notebook which maintains information about the contact details of all the members of the library. Initially, when the number of members used to be less, the existing system ran smoothly and had no flaws. However, as the number of members and the daily transactions increase, there are a few serious problems that Mr. Russell is facing. They are described below: There are no proper records for the books in the shelves. Often members complain that they do not have the facility to search for a particular book, or at least know, whether it is available or has been issued. The situation wastes a lot of time and people have to wait a long time. It takes a while to find out which members have not returned their books back within the due date. Members need to be reminded to return their books on time and any members who continuously fail to return books on time, need to be penalized. With the current system, there is no means to find this out. In this project, we have analyzed a problem at a local library called Reader’s Inn which is currently running on manual system. It is difficult to search through manual records and many of the functionality needed such as report generation are not possible. Hence, we developed the design for a database system for the library which consisted of three normalized entities. Each of these entities had several attributes. These entities were programmed in Ms Access 2007, a common database package. Apart from the database tables, we also designed input screens for data and reports for output. With this database system, the existing problems will be solved to a great extent and the new

Multicultural Education Final Project Essay Example | Topics and Well Written Essays - 2250 words

Multicultural Education Final Project - Essay Example The key points of the Constructivist learning theory that make it useful for differentiation in teaching are that it: (1) helps students from different cultural and social backgrounds to interact more naturally; (2) provides a common ground for learning to take place; and (3) helps students to think and be creative, which is one of the important learning objectives I have in my math classes (EBC, 2007; Matthews, 2003). Analyzing the underlying principles show how the theory supports my approach to differentiation. With its emphasis on big concepts that begin with the whole and expanding to include the parts, constructivism provides the intellectual foundation that allows the students coming from diverse cultural and personal backgrounds to grasp concepts of working together, sharing common goals, and appreciating differences. This mindset is useful to guide students - many of whom are traumatized by immigration, the challenge of a new culture, and coping with family problems - to work towards achieving grand objectives and see the part everyone plays in it. By giving value to student questions and interests, the constructivist learning theory helps the students develop self-esteem by making them realize that personal differences make them unique, and that these differences play an important role in the learning process and in fostering unity and agreement within a multicultural environment. The interactivity of learning builds on what students know from their own backgrounds and personal experiences. While I use typical examples from American culture to teach mathematics, I encourage students to use examples from their own cultures to enhance a familiar feel by not completely detaching students from their unique histories. I find this useful when dealing with students coming from cultures of oppression and inferiority, emphasizing for example that while respect for authority is an important value, it needs to be balanced with other values important in a democratic society, such as formation of individuality, love for freedom, and the n eed to establish and achieve high standards (Glatthorn, 1999, p. 5). Unique personal learning is encouraged by the constructivist principle of dialogue with students aimed at helping them construct their own personal knowledge. The teacher's interactive role, rooted in negotiation, helps students acquire life skills that are crucial for their futures. The emphasis on group work reinforces the interaction of the students among themselves so they develop the abilities of self-expression, independent thinking, and understanding differences in viewpoints, all cornerstones of American society. Constructivism's emphasis on process, observations, and tests and the recognition that knowledge is dynamic and changes with personal experience are useful in developing in students the habits of lifelong learning, experimental daring, and the curiosity to learn more about the world around them. Since each culture has unique world views, constructivism helps everyone learn from the different ways people view and learn from the world. This does not mean that Instructivism, the ideological opposite of constructivism, does not contain good points that are useful in making education in a diversified classroom more effective. The Instructivist emphases on developing basic skills, having a well-planned curriculum, the value of repetition, the recognition of the teacher's authority, teaching correct answers, and fostering learning independence

Information Technology Is A Key To Business Success Information Technology Essay

Information Technology Is A Key To Business Success Information Technology Essay Information technology also referred to as IT is the application of computers and telecommunications equipment to store, retrieve, transmit and manipulate data, often in the context of a business or other enterprise. In the business context, the Information Technology has defined as the study, design, development, application, implementation or management of computer-based information systems. The business of information technology is to complete business processes, provide information for decision making, connect business with their customers, and provide productivity tools to increase efficiency. Information Technology is the key enabler to improving customer satisfaction, operational efficiencies and by extension, profitability. Technology has been the great enabler of business and especially retail enterprise.Information technology is everywhere in business. Understanding information technology provides great insight to anyone learning about business. Information Technology (IT) is fast becoming a key lever which management can use to deliver operational benefits whether in reducing operational costs, entering emerging markets or scaling their business across multiple geographic regions. With advances in technology and its impact on todays business models, companies are increasingly pushing the boundaries to remain competitive. Information Technology is one key area to do this business need to view IT as an enabler rather than a cost center. OBJECTIVE (S) To explain the key of Information Technology for business to success To know the advantages of Information Technology in Business To describe the ways of Information Technology can improve your business to success BODY OF THE ARTICLE Key of Information Technology for business to success Information technology is a modern phenomenon that has dramatically changed the daily lives of individuals and businesses throughout the world. Leveraging information technology for business success is key to survival in the modern business world. Information technology has grown into the business world by influencing companies to market their products, communicate and accomplish their jobs in modern organizations. IT made her firm to grow rapidly to its ability to leverage information technology and the internet to drive sales. This can helped the firm to have clients all over the world. It also helps the revenue of the firm to increase every year. Production technology has allowed modern companies to make substantial progress in operational efficiency and the effectiveness of human resources. Information technology has also changed the way that companies operate internally. Personal computers have become a necessity for a large majority of corporate jobs, and many manual labor jobs require the use of a handheld computer or other electronic device as well. Apple Success with information technology Apple achieved business success through the use of information, information technology and people by finding a way to make their product more interesting. With the use of information Apple determine in sales what would sell and who could benefit from their product and what would the pros outweigh the cons of their product. For example with certain products they make like the I Pad the size is easy to carry you can play games and watch videos type papers take photos its touch screen which the customers enjoy. Information technology (IT) enables managers to be more competent in the business function and the organization departments to be more effective. Information technology can control the use of computers and computers software. Apples CEO, late Steve Jobs wants to control the primary technology in everything he does. For example, he was obsessed with control, he wants i-Pod playing songs encoded by Apple only, but it will limit the i-Pod markets. Then he came with the idea landing with a Windows compatible and that made i-Pods sales when up. Apples designs are distinctive and their devices rely more in standard technologies. His decision to change was fundamental to the exceptional success that Apple has over the past ten years. Advantages of Information Technology in Business Information technology (IT) benefits the business world by enable organizations to work more efficiently and to maximize productivity. Almost every work environment is dependent on information technology that related to computer applications. Since the computerized system so widely used, it is advantageous to incorporate information technology into an organization. For the storing and protecting information, information technology can creates electronic storage systems to protect your companys valuable records. The storage systems also can keep information safe by only allowing certain users within your company to access, withdraw, add or change the documents. One of the most significant benefits of information technology is the capability to stock a large amount of information. As you know, computers can keep records of the company in terms of data movements, transactions, customer records and others. This information could be used, analyzed, aggregated and displayed in any format, which gives the people in the business to make a great decision about the company. Instead, data can show system response times, financial analysis, customer trends, profitable customers and anything that is associated with the link. This can surely help to improve the operation and management of the company. Employers can use this to determine the ways and methods they need to do in order to know their employees according to performances. One of the major benefits of information technology in business is to increase the efficiency. People look for ways to do more work in a shorter amount of time. The information technology improves your companys efficiency by developing automated processes to take burden off your staff. For example, your employees are free to work on other things while the computer runs their reports, creates queries, tracks projects and monitors financials. Beside that, the communication is essential to the business world, and information technology gives your company the resources it needs to communicate quickly and effectively. For example, your IT department can hook your employees up with email, video conferencing equipment and internal chat rooms, so that they always have an efficient way to conduct business and communicate. Information technology can assist the business to have an efficient and more effective customer service. This is the reason why many business owners are using the social media for them to promote their service and products. As there are now numerous people who use the social media, it is a great avenue for these businesses to use it in terms of interacting with their customers. Finally, information technology was undeniably very useful and functional in the field of business because every transaction can now be just simple and easy especially if the program or system used is designed well. Ways of Information Technology can improve your business Where can Information Technology best contribute to the business? By following this approach within your company, you can help focus your use of IT for increased business bene ¬Ã‚ t. The first way of information technology can improve your business is reduce the cost or expense. This is the bene ¬Ã‚ t of IT that  ¬Ã‚ rst comes to mind for most people. The original IT projects were put in place to automate processes in order to reduce cost, often by replacing large numbers of people with a few computers. , if your business is not competitive in your industry because of a higher than normal expense level, then this may be the most important way that IT can contribute to your business success. An example of a case study for lowering costs is Amazon, which has used information technology to streamline its business in order fulfillment. IT projects also reduce expense by automating any process that requires heavy use of clerical people, or any process that uses highly repetitive well-de ¬Ã‚ ned procedures. The second way of information technology can improve your business is differentiation. For differentiation strategies, organizations try to make their products and services different from their competitors. Apple has been successful with this strategy by designing its computers to look much different from PCs and focusing on its computers ease of use. As another example, Amazon.com has differentiated its website by using certain information technologies, such as personalization technologies to recommend products to customers based on their previous purchases. Amazon.com also uses the one-click system for fast checkout. With this system, customers can enter credit card numbers and addresses once, and in subsequent visits simply click once to make a purchase, without having to enter information again. For most businesses, increasing revenue offers higher payback than reducing expense. Its even more true when revenue can be added by increasing sales to existing customers, eliminating the necessity of additional customer acquisition costs. Many E-commerce web sites in the dot com era were justi ¬Ã‚ ed on the basis of increasing revenues, but most of them just provided an additional sales channel for existing customers, and actual revenues didnt increase. In addition to e-commerce web sites, one examples of systems that might increase revenues which is data warehouse systems can help identify customers who are most likely to buy as a result of certain types of promotion, or who would be more likely to buy as a result of cross-selling efforts. The other way of information technology can improve your business by improved the quality. An Information Technology can improve the quality of your products or services if the project implements process improvements that would be too time consuming or dif ¬Ã‚ cult to do without using computers. By improving quality, we can end up increasing revenue, improving customer retention, and even reducing cost, but quality improvement should be considered as a goal in itself. For example, when use of modeling software to better understand and predict product failures, and to take action before products fail. Beside that, improved customer satisfaction is the way of information technology can improve your business to success. Improving customers satisfaction is one of those things that is obvious, and yet very dif ¬Ã‚ cult. If customers are more satis ¬Ã‚ ed then your revenues will grow, either through repeat purchases or through word-of-mouth advertising. Costs are likely to be lower as well, since you wont have to spend as much to deal with customer complaints and returns. Information Technology can help by providing web access for customers, and by making information available to customers by phone or by fax. DISCUSSION AND CONCLUSION For the conclusion, Information Technology is essentially a wide and varied field. Information technology can speed up the time it takes new products to reach the market. From innovations in microprocessors to efficient drug delivery systems, information technology helps businesses respond quickly to changing customer requirements. Other than that, information technology provides a wide range of tools entrepreneurs can use to guide their new companies through the startup and growth stages. The companies that will succeed and flourish in the 21st century are the companies that will understand what users need and will be able to offer them the experience that can be obtained through technology information systems. Modern information technology has gained popularity rapidly since the mid-twentieth century, and the trend is likely to continue into the future.Simply put, Information Technology has changed the business landscape due to its wide and varied scope.

A Country Split in Half :: essays research papers

There has never been an issue which caused more disputes and conflicts within our country, than abortion. We can all agree that abortion is an incredibly complex issue. The opinion of the American people is also a lot more complex than â€Å"pro life† or â€Å"pro choice†. According to one poll that was conducted by a Christian organization, seventy-five percent of Americans believe in â€Å"pro life† theory. According to another poll, which was conducted by a state medical board, concluded that the majority of Americans believe in a â€Å"pro choice† ideology. Who do we believe? There seems to be an obvious difference in the definition of the terms. I suppose it is possible to create unanimous definition of both terms, which will be approved by both sides, but until then our country will continue to fight a never-ending battle. I also believe that we would not have to fight over this issue if everybody fully understood the indisputable consequences, whic h would be caused by a ban on abortion.   Ã‚  Ã‚  Ã‚  Ã‚  Abortion right is the most controversial issue among women. I find it disturbing that some women advocate a ban without considering the consequences. By advocating a ban on abortion women deprive themselves of some of the fundamental rights of our political system. The freedom to make individual choices and decisions should be protected at all times. If people understood this principle, we probably would not be in the situation that we are in today. Most Americans would not want the government to interfere in their personal lives but a â€Å"pro life† decision will do just that.   Ã‚  Ã‚  Ã‚  Ã‚  Banning abortion will not solve this issue because we will be left with undeniable negatives, which will make the problem even worse than it is now. There will always be a controversy about abortion for as long as it exists. Even if we ban abortion, we will be left with such undeniable negatives as rape, economic inequality and illegal abortions. Today there are hundreds of thousands of children in foster homes partly because abortion was not available to their parents. According to one government study, unwanted number of children will more than triple thus flooding foster homes all over the country. Rich women will have an opportunity to obtain abortion in foreign countries that do not consider it to be a crime, while the poor will be left with a baby, which may not be loved or appreciated.

Carl Jung and His Theories Essay

Carl Jung’s theories are interesting. He studied the personality as something very important to a person–it is embedded within us and is what emerges to the outside world so as to be seen by others. His three principles: opposition, equivalence and entropy is quite great and for me, really describe every humans’ way of interacting with their environment and the way they come to pursue and continue everyday life. I find it true enough that humans have this general life energy (libido) and uses it in everything they do. All of us are rational beings and we always have these drives to get on with things we often feel that need to be done. Through our consciousness and unconsciousness, we are able to get past every obstacle and track our â€Å"missions† in life. Carl Jung explained in his theories that humans do tend to become someone in order to be accepted by other people and to succeed in life. And for me, he is trying to convince all of us that every human, young or old, are born to have visions and views in life, different aspect within us, and a will to be free and be happy—yet all of these are not totally within our reach because of our differences. That’s why Jung, for me, was able to explain why and how people uses different mechanisms to live happily or even just be able to go on with life with his theories. I, as a person, can relate my personality to some of Jung’s theories. I can say that I am an: †¢Introverted feeling type because in this personality type, it is said that one is capable of deep emotions but avoid any outward expression of it. Yes, this describes me because I am the type of person that is strong on the outside yet fragile on the inside. I tend to really suppress all my emotions because I am afraid to be criticized and be rejected by the people around me especially that most of them are stereotypes. †¢Extraverted thinking type because an individual having this type represses one’s feelings and emotions, is objective in all aspects of life, rigid and cold, and scientist. As what I have said earlier, I hide my emotions to avoid criticism. Also, I always have plans in everything I do in order to achieve positive outcomes even in the simplest things I make, thus making me  rigid and cold since in line with achieving in life, I lean on focusing to myself and not with others. †¢Introverted thinking type because this personality type describes the person as intensely concerned with privacy and understanding to oneself rather than other people. I always prioritize privacy and I can’t live without it. I always keep secrets because I don’t trust the people around me that much and I can’t risk my privacy to them†¦ and due to this, I am more understanding to myself than others because my philosophy in life is to make the best out of myself first before others. Some may say that I am selfish and greedy but that’s what I am, I always give myself the most priority I could give. Every person is different and unique. You may find someone who is like you or like the person you know but lying deep within us is someone only us can discover—if we can. We must respect each other in every way because we are made equal and that everyone should be treated in the same way.

Amish Religious Customs essays

Amish Religious Customs essays In the last few decades, tourists have discovered the Amish. Each year, people travel to places like Lancaster County, Pennsylvania, hoping to catch a glimpse of Amish life. From the buggies and the plows, to the simply dressed people, the Amish have become fascinating to the non-Amish. The Amish population is around 140,000 and continues to grow. But who are the Amish and what makes their unique way of life so interesting, and why does the population continue to flourish? What advantages have the Amish found to rejecting traditional American culture, and keeping life so simple? These questions can begin to be answered by studying the Amish history, and how their values, customs and traditions tie into their religion. In the year 1517, a Catholic monk in Germany named Martin Luther, advocated church reform and new doctrines. Several German princes supported him, but government and religion still operated together. A group of Christians in Zurich, Switzerland, believed government and religion should be completely separate. They also believed that Christians should model themselves after the Beatitudes that Jesus of Nazareth discussed in his Sermon on the Mount, which discusses being peacemakers and clean of heart. Another belief was that church members should be baptized as adults, when they have a true commitment to Christianity. So this small group re-baptized each other. This earned them the name Anabaptists, which started out as a nickname meaning re-baptizer (Inge, 2000). Within a few decades, the Anabaptists in northern Europe became known as the Mennonites, named after the Roman Catholic priest Menno Simons. By the late 1600s, the Anabaptists still maintained their goal of remainin g separate from the world, but Jakob Ammann, a Swiss church elder, thought the discipline was not strict enough. His actions and leadership formed a new church. These members were...

French Expressions With Un Tour

French Expressions With Un Tour The French word tour has different meanings depending on whether its masculine or feminine, and both words are found in idiomatic expressions. Learn how to say acrobatics, to play a trick on someone, Bobs your uncle and more with this list of expressions using  un tour. Using une tour, which is the feminine form of the word, you can learn how to say drilling rig, ivory tower, as big as a house and other idiomatic French expressions. Possible Meanings of Un Tour tourtripoutingcontour, outlinefeat, stunt, trickhatchlathemeasurement, girth(game) turn(situation or conversation) turn, twist(wheel) rotation, revolution, turn Possible Meanings ofUne Tour towersiege towerhigh-rise building(chess) castle, rook Expressions With Un Tour un tour dadresse   skillful feat/trickles tours dagilità ©   acrobaticsun tour de cartes   card trickun tour de chauffe   warm-up lap, practice runun tour pendable a  dirty trickun tour de chant   song recitalun tour de cochon (informal) dirty/mean trickun tour de cou   choker, collar neck measurementun tour de force   feat of strength amazing featle Tour de France   tour de France (cycling competition)le tour de garde   tour of dutyle tour dhonneur (sports) lap of honorle tour dhorizon   review, survey (of a situation)un tour de lit   valancele tour de main   dexterityun tour de passe-passe   conjouring trickun tour de passe-passe financier   financial sleight-of-handun tour de phrase   turn of phraseun tour de piste   lapun tour de reins   strained backun tour de salaud (familiar) nasty trickun tour de scrutin   ballotun tour de table   group discussion (finance) capital structurele tour de ville   city tourun tour de vis   turn of a screwun tour de vis fiscal   tax squeezeun tour de vis militaire/politique   military/political crackdownle premier/second tour (politics, sports) the first/second roundun quart de tour   quarter turnun rà ©gime de ___ tours (minute)   (motor, engine) ___ RPM (revolutions per minute)un sale tour a  dirty/mean tricktour tour   in turn, by turns, alternatelyun 33 tours   (record, album) LPun 45 tours   (record, album) singleun 78 tours   (record, album) 78acquà ©rir un tour de main   to pick up a knackattendre son tour   to wait ones turnavoir plus dun tour dans son sac   to have more than one trick up ones sleeveavoir un tour de main   to have a knackfaire demi-tour (figurative) to make a U-turn, do an about-facefaire le tour de   (place) to go around, look around, explore / (idea, possibility) to explore / (problem) to consider all anglesfaire le tour du cadran   to go around the clockfaire un demi-tour  Ã‚  to do a U-turn, an about-turnfaire u n tour de chevaux de bois   to ride a merry-go-roundfaire chacun son tour   to each do (something) in turn, to take turnsfaire un tour dEurope, de France   to tour Europe, Francefaire le tour des invità ©s   to do the rounds of the guestsfaire un tour de manà ¨ge   to ride a merry-go-roundfaire le tour du monde   to go around the worldfaire un tour pied   to go for a walkfaire un tour quelquun   to play a trick on someonefaire des tours et des dà ©tours   to meander, wind in and out, twist and turnfermer une porte double tour   to double-lock a doorjouer un tour quelquun   to play a trick on someoneparler son tour   to speak in turnparler chacun son tour   to each speak in turnpasser son tour   to miss ones turnperdre son tour   to lose ones turnprendre son tour   to take ones turn qui le tour  ?   Whose turn is it? tour de bras   with all ones strength/might tour de rà ´le   in turn, alternately ton / votre tour (de jouer)   Its your turnCest reparti pour un tour  ! (informal) Here we go again!Cest un tour prendre.   Its just a knack you pick up.Cest ton / votre tour   Its your turnChacun son tour  !   Wait your turn!en un tour de main   in no time at all / prolifically / with a vengeanceEt le tour est jouà ©Ã‚  !   And there you have it! And Bobs your uncle!Je lui rà ©serve un tour ma faà §on  !   Ill get him back in my own way!On en a vite fait le tour   (place) Theres not much to see / (book, idea) Theres not much to it / (person) Theres not much to him/herSi on faisait le tour  ?   Shall we walk around it?Votre tour viendra   Your turn will come Expressions With Une Tour la tour de Babel   tower of Babella tour de contrà ´le  (aviation) control towerla tour Eiffel   Eiffel Towerla tour de forage   drilling rigla tour de  guet   watch tower, look-out towerla tour  hertzienne   radio mastla tour de  lhorloge   clock towerla tour  divoire   ivory towerla tour de Londres   tower of Londonla tour  dune  mosquà ©e   minaretla tour de Pise   Leaning Tower of PisaCest une vraie tour   S/hes as big as a houseà ªtre  gros  comme  une  tour, à ªtre massif  comme  une  tour   to be as big as a house, to be very fat

Macroeconomics annotation Essay Example | Topics and Well Written Essays - 500 words

Macroeconomics annotation - Essay Example he lost in the China’s stock market by about three-fifths of its value, the decision-making body believes that the loosening monetary policy is appropriate. The China’s central bank, People’s Bank of China reflects the decision-making body’s concern and aim for the change in policy. The article’s primary economic element is the lowering of the interest rate in the economy. This lowering of the benchmark interest rate has an effect on the country’s monetary policy and money supply. According to Bradsher in the article, â€Å"effective Tuesday, the People’s Bank of China lowered by 0.27 percent, to 7.2 percent, the regulated benchmark rate that commercial banks may charge for one-year loans to business borrowers with strong credit histories. Rates for shorter-term loans will be generally cut even more while rates for longer-term loans will be subject to smaller adjustments, the central bank said, without providing details (September 2008).† By lowering the interest rate, the central bank aims to signal to commercial banks to lower the lending rate. By lowering the lending rate, the country aims to make funds more accessible to business borrowers. In figure 1.1, China’s benchmark rate is lowered. The interest rate aims to lower the money supply in the country. By lowering the money supply coupled with less stringent limits on lending, China’s Politburo aims to â€Å"protect the country from the global economic downturn.† By lowering the interest rate, China aims to signal commercial banks to lower down their lending rate which makes the cost of accessing financing lower. As is shown in figure 1.2 and 1.3, lowering the interest rates lower the costs to financing, which increases the investments in an economy. This increase in investments due to lower costs of financing that is brought by this change in monetary policy does not increase proportionately in the economy. Figure 1.4 shows the effect of the increase in investment in the economy. Because

Managing Financial Principles and Techniques Assignment Essay

Managing Financial Principles and Techniques Assignment - Essay Example From the tudy it is clear that the very basic two approaches to pricing are ‘cost-plus’ pricing and ‘market-demand’ pricing. There are various pricing strategies such as low or high pricing, permanent or changing prices, penetration or skimming pricing, fixed or variable pricing. No matter whether it is cost-plus or market-demand based pricing, firms are required to constantly estimate the true costs incurred for developing their product. An underestimation of fixed or variable costs can lead to loss. Firms, in order to stay competitive, are to generate a reasonable amounts of profits. Profit is the difference between selling price and total costs. If a firm simply fixes a price without due care of total costs incurred for making or marketing of that product, it is more likely not to generate a reasonable amounts of profit.This research finds that  most organizations need to make strategic decisions about setting or accepting the selling prices for the pro ducts or services they market. If firms are in marketing condition where the price is automatically set by the market demand and supply forces, the firm will have little or no influence over the selling prices of its products or services. Coffee, sugar, rice markets are of this example. The firm in such condition is required to evaluate the total costs incurred and attempt their maximum to keep per unit costs below the per-unit selling price. In contrast, firms that make highly differentiated or customized products or are market leaders have relatively greater influence in pricing decisions. In such a marketing condition, the pricing decision will be influenced by the cost of the product (Drury, 2007, p. 248) An appropriate costing system Most organizations are depending on marginal costing system since it has long been found to be very effective for management in taking appropriate decisions and understanding accurate cost structures. Marginal